Call reports 2025
MIDAMERICA NATIONAL BANK — 2025
What MIDAMERICA NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 630,204,000 | 654,448,000 | 660,561,000 | 640,200,000 |
| Total loans | 447,138,000 | 449,900,000 | 462,825,000 | 451,516,000 |
| Allowance for loan losses | 7,037,000 | 7,161,000 | 8,003,000 | 7,341,000 |
| Securities available for sale | 140,448,000 | 137,372,000 | 137,492,000 | 132,295,000 |
| Securities held to maturity | 150,000 | 150,000 | 150,000 | 75,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 559,135,000 | 583,070,000 | 588,042,000 | 567,549,000 |
| Interest-bearing deposits | 415,981,000 | 445,003,000 | 444,195,000 | 434,328,000 |
| Noninterest-bearing deposits | 143,154,000 | 138,067,000 | 143,847,000 | 133,221,000 |
| Equity capital | 64,878,000 | 65,682,000 | 67,796,000 | 66,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,011,000 | 16,315,000 | 24,535,000 | 32,236,000 |
| Interest expense | 2,042,000 | 4,043,000 | 6,227,000 | 8,378,000 |
| Net interest income | 5,969,000 | 12,272,000 | 18,308,000 | 23,858,000 |
| Noninterest income | 953,000 | 1,856,000 | 3,027,000 | 4,035,000 |
| Noninterest expense | 4,340,000 | 9,088,000 | 14,105,000 | 19,501,000 |
| Provision for loan losses | 317,000 | 618,000 | 1,782,000 | 4,761,000 |
| Pretax income | 2,254,000 | 4,444,000 | 5,367,000 | 3,557,000 |
| Income tax | 574,000 | 1,129,000 | 1,321,000 | 732,000 |
| Net income | 1,680,000 | 3,315,000 | 4,046,000 | 2,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,047,000 | 65,980,000 | 66,046,000 | 64,127,000 |