Call reports 2005
MIDAMERICA NATIONAL BANK — 2005
What MIDAMERICA NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 388,750,000 | 409,572,000 | 412,074,000 | 416,997,000 |
| Total loans | 275,084,000 | 288,682,000 | 289,261,000 | 285,512,000 |
| Allowance for loan losses | 2,975,000 | 3,267,000 | 3,345,000 | 3,285,000 |
| Securities available for sale | 75,915,000 | 78,620,000 | 80,841,000 | 79,434,000 |
| Securities held to maturity | 11,389,000 | 11,389,000 | 11,389,000 | 9,440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,928,000 | 339,892,000 | 342,189,000 | 343,096,000 |
| Interest-bearing deposits | 276,178,000 | 291,408,000 | 293,452,000 | 291,573,000 |
| Noninterest-bearing deposits | 47,750,000 | 48,484,000 | 48,737,000 | 51,523,000 |
| Equity capital | 33,699,000 | 40,214,000 | 39,770,000 | 39,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,718,000 | 9,808,000 | 15,248,000 | 20,851,000 |
| Interest expense | 1,473,000 | 3,182,000 | 5,177,000 | 7,382,000 |
| Net interest income | 3,245,000 | 6,626,000 | 10,071,000 | 13,469,000 |
| Noninterest income | 575,000 | 1,204,000 | 1,872,000 | 2,493,000 |
| Noninterest expense | 3,034,000 | 6,296,000 | 9,642,000 | 13,251,000 |
| Provision for loan losses | 360,000 | 675,000 | 825,000 | 825,000 |
| Pretax income | 426,000 | 859,000 | 1,476,000 | 1,886,000 |
| Income tax | 18,000 | 78,000 | 170,000 | 178,000 |
| Net income | 408,000 | 781,000 | 1,306,000 | 1,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,387,000 | 33,581,000 | 33,357,000 | 33,491,000 |
| Total capital | 31,024,000 | 37,523,000 | 37,395,000 | 37,509,000 |
| Risk-weighted assets | 288,915,000 | 303,449,000 | 306,196,000 | 303,819,000 |