Call reports 2004
MIDAMERICA NATIONAL BANK — 2004
What MIDAMERICA NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 330,675,000 | 338,984,000 | 370,168,000 | 389,763,000 |
| Total loans | 204,884,000 | 224,312,000 | 247,214,000 | 260,831,000 |
| Allowance for loan losses | 2,601,000 | 2,287,000 | 2,435,000 | 2,610,000 |
| Securities available for sale | 81,651,000 | 75,194,000 | 79,242,000 | 80,483,000 |
| Securities held to maturity | 12,958,000 | 12,954,000 | 14,151,000 | 11,954,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,206,000 | 278,867,000 | 314,650,000 | 319,667,000 |
| Interest-bearing deposits | 230,596,000 | 236,068,000 | 269,445,000 | 270,597,000 |
| Noninterest-bearing deposits | 42,610,000 | 42,799,000 | 45,205,000 | 49,070,000 |
| Equity capital | 35,904,000 | 34,317,000 | 35,053,000 | 34,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,717,000 | 7,604,000 | 11,827,000 | 16,424,000 |
| Interest expense | 928,000 | 1,897,000 | 3,047,000 | 4,402,000 |
| Net interest income | 2,789,000 | 5,707,000 | 8,780,000 | 12,022,000 |
| Noninterest income | 616,000 | 1,206,000 | 1,773,000 | 2,289,000 |
| Noninterest expense | 2,582,000 | 5,235,000 | 8,243,000 | 11,055,000 |
| Provision for loan losses | 495,000 | 741,000 | 936,000 | 1,271,000 |
| Pretax income | 737,000 | 1,748,000 | 2,362,000 | 2,973,000 |
| Income tax | 151,000 | 349,000 | 436,000 | 608,000 |
| Net income | 586,000 | 1,399,000 | 1,926,000 | 2,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,720,000 | 27,789,000 | 27,867,000 | 27,652,000 |
| Total capital | 31,145,000 | 30,690,000 | 30,892,000 | 30,972,000 |
| Risk-weighted assets | 220,950,000 | 238,010,000 | 257,613,000 | 275,533,000 |