Call reports 2003
MIDAMERICA NATIONAL BANK — 2003
What MIDAMERICA NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 281,071,000 | 290,779,000 | 301,891,000 | 319,264,000 |
| Total loans | 167,629,000 | 182,111,000 | 193,193,000 | 196,762,000 |
| Allowance for loan losses | 1,922,000 | 2,007,000 | 2,012,000 | 2,097,000 |
| Securities available for sale | 75,310,000 | 71,497,000 | 70,491,000 | 79,781,000 |
| Securities held to maturity | 10,779,000 | 10,772,000 | 10,530,000 | 10,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,205,000 | 231,369,000 | 246,739,000 | 260,412,000 |
| Interest-bearing deposits | 186,117,000 | 193,894,000 | 209,596,000 | 223,029,000 |
| Noninterest-bearing deposits | 38,088,000 | 37,475,000 | 37,143,000 | 37,383,000 |
| Equity capital | 35,739,000 | 36,595,000 | 35,470,000 | 35,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,632,000 | 7,356,000 | 11,082,000 | 14,905,000 |
| Interest expense | 836,000 | 1,677,000 | 2,533,000 | 3,458,000 |
| Net interest income | 2,796,000 | 5,679,000 | 8,549,000 | 11,447,000 |
| Noninterest income | 578,000 | 1,204,000 | 1,808,000 | 2,339,000 |
| Noninterest expense | 2,307,000 | 4,712,000 | 7,325,000 | 9,672,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 490,000 |
| Pretax income | 965,000 | 1,964,000 | 2,766,000 | 3,703,000 |
| Income tax | 213,000 | 434,000 | 225,000 | 412,000 |
| Net income | 752,000 | 1,530,000 | 2,541,000 | 3,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,465,000 | 27,094,000 | 27,331,000 | 27,106,000 |
| Total capital | 29,720,000 | 30,513,000 | 30,285,000 | 30,114,000 |
| Risk-weighted assets | 181,654,000 | 196,804,000 | 207,484,000 | 214,254,000 |