Call reports 2025
BLUE GRASS SAVINGS BANK — 2025
What BLUE GRASS SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 225,279,000 | 226,223,000 | 225,577,000 | 220,598,000 |
| Total loans | 112,471,000 | 114,067,000 | 116,784,000 | 118,938,000 |
| Allowance for loan losses | 2,600,000 | 2,630,000 | 2,753,000 | 2,516,000 |
| Securities available for sale | 87,295,000 | 92,531,000 | 89,893,000 | 86,315,000 |
| Securities held to maturity | 1,452,000 | 1,451,000 | 1,450,000 | 1,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,578,000 | 187,934,000 | 185,232,000 | 180,741,000 |
| Interest-bearing deposits | 156,770,000 | 154,116,000 | 155,227,000 | 151,250,000 |
| Noninterest-bearing deposits | 32,808,000 | 33,818,000 | 30,005,000 | 29,491,000 |
| Equity capital | 27,335,000 | 27,868,000 | 29,869,000 | 29,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,494,000 | 5,023,000 | 7,717,000 | 10,481,000 |
| Interest expense | 1,083,000 | 2,162,000 | 3,265,000 | 4,325,000 |
| Net interest income | 1,411,000 | 2,861,000 | 4,452,000 | 6,156,000 |
| Noninterest income | -42,000 | 75,000 | 254,000 | 378,000 |
| Noninterest expense | 712,000 | 1,518,000 | 2,441,000 | 3,455,000 |
| Provision for loan losses | 30,000 | 60,000 | -491,000 | -461,000 |
| Pretax income | 627,000 | 1,358,000 | 2,175,000 | 2,959,000 |
| Income tax | 130,000 | 282,000 | 451,000 | 616,000 |
| Net income | 497,000 | 1,076,000 | 1,724,000 | 2,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,884,000 | 31,360,000 | 31,908,000 | 31,026,000 |