Call reports 2024
BLUE GRASS SAVINGS BANK — 2024
What BLUE GRASS SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 227,120,000 | 226,339,000 | 230,414,000 | 223,169,000 |
| Total loans | 109,149,000 | 111,725,000 | 109,193,000 | 114,752,000 |
| Allowance for loan losses | 2,493,000 | 2,523,000 | 2,534,000 | 2,570,000 |
| Securities available for sale | 87,710,000 | 87,362,000 | 88,601,000 | 85,777,000 |
| Securities held to maturity | 1,917,000 | 1,915,000 | 1,454,000 | 1,453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,954,000 | 191,395,000 | 193,089,000 | 188,322,000 |
| Interest-bearing deposits | 160,200,000 | 159,621,000 | 161,808,000 | 157,989,000 |
| Noninterest-bearing deposits | 32,754,000 | 31,774,000 | 31,281,000 | 30,333,000 |
| Equity capital | 24,488,000 | 25,218,000 | 27,378,000 | 26,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,338,000 | 4,757,000 | 7,257,000 | 9,819,000 |
| Interest expense | 1,092,000 | 2,247,000 | 3,474,000 | 4,655,000 |
| Net interest income | 1,246,000 | 2,510,000 | 3,783,000 | 5,164,000 |
| Noninterest income | -65,000 | 91,000 | 383,000 | 353,000 |
| Noninterest expense | 664,000 | 1,447,000 | 2,450,000 | 3,274,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 367,000 | 951,000 | 1,483,000 | 1,980,000 |
| Income tax | 67,000 | 184,000 | 287,000 | 383,000 |
| Net income | 300,000 | 767,000 | 1,196,000 | 1,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,004,000 | 30,371,000 | 30,697,000 | 30,487,000 |
| Total capital | 31,544,000 | 31,919,000 | 32,386,000 | — |
| Risk-weighted assets | 122,275,000 | 122,927,000 | 134,308,000 | — |