Call reports 2023
BLUE GRASS SAVINGS BANK — 2023
What BLUE GRASS SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 221,712,000 | 224,015,000 | 221,201,000 | 221,977,000 |
| Total loans | 107,667,000 | 106,004,000 | 107,683,000 | 109,468,000 |
| Allowance for loan losses | 2,297,000 | 2,383,000 | 2,434,000 | 2,463,000 |
| Securities available for sale | 91,971,000 | 87,493,000 | 86,993,000 | 88,874,000 |
| Securities held to maturity | 1,920,000 | 1,918,000 | 1,918,000 | 1,918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,494,000 | 190,346,000 | 188,796,000 | 186,781,000 |
| Interest-bearing deposits | 153,526,000 | 155,144,000 | 152,669,000 | 151,666,000 |
| Noninterest-bearing deposits | 33,968,000 | 35,202,000 | 36,127,000 | 35,115,000 |
| Equity capital | 23,445,000 | 22,819,000 | 22,298,000 | 24,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,893,000 | 3,911,000 | 6,059,000 | 8,291,000 |
| Interest expense | 610,000 | 1,407,000 | 2,289,000 | 3,273,000 |
| Net interest income | 1,283,000 | 2,504,000 | 3,770,000 | 5,018,000 |
| Noninterest income | -104,000 | 44,000 | 175,000 | 299,000 |
| Noninterest expense | 577,000 | 1,380,000 | 2,159,000 | 3,110,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 278,000 | 769,000 | 1,286,000 | 1,541,000 |
| Income tax | 47,000 | 145,000 | 243,000 | 279,000 |
| Net income | 231,000 | 624,000 | 1,043,000 | 1,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,370,000 | 29,662,000 | 29,978,000 | 29,804,000 |
| Total capital | 30,939,000 | 31,212,000 | 31,525,000 | 31,341,000 |
| Risk-weighted assets | 124,801,000 | 123,228,000 | 122,932,000 | 122,035,000 |