Call reports 2022
BLUE GRASS SAVINGS BANK — 2022
What BLUE GRASS SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 224,802,000 | 226,444,000 | 220,808,000 | 224,302,000 |
| Total loans | 99,233,000 | 100,395,000 | 102,530,000 | 105,696,000 |
| Allowance for loan losses | 2,179,000 | 2,252,000 | 2,339,000 | 2,368,000 |
| Securities available for sale | 103,080,000 | 99,611,000 | 98,636,000 | 98,342,000 |
| Securities held to maturity | 1,940,000 | 1,935,000 | 1,932,000 | 1,928,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,943,000 | 195,389,000 | 190,157,000 | 194,815,000 |
| Interest-bearing deposits | 155,453,000 | 160,081,000 | 152,703,000 | 155,878,000 |
| Noninterest-bearing deposits | 36,490,000 | 35,308,000 | 37,454,000 | 38,937,000 |
| Equity capital | 24,570,000 | 22,798,000 | 21,026,000 | 22,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,588,000 | 3,214,000 | 4,902,000 | 6,737,000 |
| Interest expense | 364,000 | 708,000 | 1,059,000 | 1,555,000 |
| Net interest income | 1,224,000 | 2,506,000 | 3,843,000 | 5,182,000 |
| Noninterest income | -31,000 | 265,000 | 392,000 | 506,000 |
| Noninterest expense | 677,000 | 1,361,000 | 2,155,000 | 3,091,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 486,000 | 1,301,000 | 1,815,000 | 2,196,000 |
| Income tax | 96,000 | 267,000 | 370,000 | 431,000 |
| Net income | 390,000 | 1,034,000 | 1,445,000 | 1,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,262,000 | 28,803,000 | 29,114,000 | 29,240,000 |
| Total capital | 29,649,000 | 30,304,000 | 30,661,000 | 30,812,000 |
| Risk-weighted assets | 110,209,000 | 119,361,000 | 122,968,000 | 125,041,000 |