Call reports 2021
BLUE GRASS SAVINGS BANK — 2021
What BLUE GRASS SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 222,669,000 | 225,652,000 | 229,063,000 | 229,467,000 |
| Total loans | 104,691,000 | 107,718,000 | 104,817,000 | 104,179,000 |
| Allowance for loan losses | 2,057,000 | 2,086,000 | 2,116,000 | 2,150,000 |
| Securities available for sale | 93,680,000 | 95,889,000 | 96,201,000 | 96,392,000 |
| Securities held to maturity | 2,490,000 | 2,475,000 | 2,459,000 | 2,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,624,000 | 183,978,000 | 187,024,000 | 193,238,000 |
| Interest-bearing deposits | 144,026,000 | 146,004,000 | 148,990,000 | 154,229,000 |
| Noninterest-bearing deposits | 37,598,000 | 37,974,000 | 38,034,000 | 39,009,000 |
| Equity capital | 31,114,000 | 31,818,000 | 32,128,000 | 27,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,895,000 | 3,691,000 | 5,333,000 | 6,961,000 |
| Interest expense | 462,000 | 899,000 | 1,321,000 | 1,718,000 |
| Net interest income | 1,433,000 | 2,792,000 | 4,012,000 | 5,243,000 |
| Noninterest income | 107,000 | 224,000 | 343,000 | 473,000 |
| Noninterest expense | 638,000 | 1,329,000 | 2,105,000 | 3,057,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 883,000 | 1,638,000 | 2,171,000 | 2,549,000 |
| Income tax | 184,000 | 348,000 | 451,000 | 516,000 |
| Net income | 699,000 | 1,290,000 | 1,720,000 | 2,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,740,000 | 31,230,000 | 31,560,000 | 27,973,000 |
| Total capital | 32,256,000 | 32,703,000 | 33,079,000 | 29,463,000 |
| Risk-weighted assets | 120,787,000 | 117,285,000 | 120,984,000 | 118,540,000 |