Call reports 2020
BLUE GRASS SAVINGS BANK — 2020
What BLUE GRASS SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 202,054,000 | 210,635,000 | 209,531,000 | 219,296,000 |
| Total loans | 111,050,000 | 110,807,000 | 110,857,000 | 108,376,000 |
| Allowance for loan losses | 2,306,000 | 2,312,000 | 2,503,000 | 1,927,000 |
| Securities available for sale | 63,989,000 | 75,094,000 | 78,592,000 | 85,434,000 |
| Securities held to maturity | 3,497,000 | 3,073,000 | 3,038,000 | 2,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,312,000 | 169,820,000 | 167,989,000 | 177,917,000 |
| Interest-bearing deposits | 138,837,000 | 138,270,000 | 137,751,000 | 144,029,000 |
| Noninterest-bearing deposits | 23,475,000 | 31,550,000 | 30,238,000 | 33,888,000 |
| Equity capital | 30,675,000 | 31,984,000 | 32,384,000 | 31,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,829,000 | 3,601,000 | 5,523,000 | 7,240,000 |
| Interest expense | 593,000 | 1,158,000 | 1,685,000 | 2,184,000 |
| Net interest income | 1,236,000 | 2,443,000 | 3,838,000 | 5,056,000 |
| Noninterest income | 119,000 | 351,000 | 234,000 | 360,000 |
| Noninterest expense | 667,000 | 1,403,000 | 2,024,000 | 2,814,000 |
| Provision for loan losses | 45,000 | 190,000 | 340,000 | 385,000 |
| Pretax income | 643,000 | 1,200,000 | 1,707,000 | 2,224,000 |
| Income tax | 131,000 | 236,000 | 327,000 | 422,000 |
| Net income | 512,000 | 964,000 | 1,380,000 | 1,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,476,000 | 30,831,000 | 31,149,000 | 30,143,000 |
| Total capital | 31,981,000 | 32,341,000 | 32,661,000 | 31,635,000 |
| Risk-weighted assets | 119,649,000 | 120,056,000 | 119,985,000 | 119,003,000 |