Call reports 2019
BLUE GRASS SAVINGS BANK — 2019
What BLUE GRASS SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 194,185,000 | 194,648,000 | 198,967,000 | 201,756,000 |
| Total loans | 107,708,000 | 109,982,000 | 109,254,000 | 113,283,000 |
| Allowance for loan losses | 2,392,000 | 2,394,000 | 2,488,000 | 2,586,000 |
| Securities available for sale | 61,069,000 | 58,456,000 | 65,043,000 | 62,431,000 |
| Securities held to maturity | 7,185,000 | 6,378,000 | 5,580,000 | 5,538,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,177,000 | 152,861,000 | 156,476,000 | 161,124,000 |
| Interest-bearing deposits | 133,211,000 | 132,901,000 | 134,591,000 | 136,926,000 |
| Noninterest-bearing deposits | 17,966,000 | 19,960,000 | 21,885,000 | 24,198,000 |
| Equity capital | 30,582,000 | 31,502,000 | 31,967,000 | 30,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,737,000 | 3,565,000 | 5,419,000 | 7,151,000 |
| Interest expense | 541,000 | 1,114,000 | 1,721,000 | 2,330,000 |
| Net interest income | 1,196,000 | 2,451,000 | 3,698,000 | 4,821,000 |
| Noninterest income | 101,000 | 190,000 | 382,000 | 613,000 |
| Noninterest expense | 640,000 | 1,359,000 | 2,130,000 | 3,294,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 200,000 |
| Pretax income | 657,000 | 1,276,000 | 1,856,000 | 1,934,000 |
| Income tax | 126,000 | 252,000 | 367,000 | 359,000 |
| Net income | 531,000 | 1,024,000 | 1,489,000 | 1,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,113,000 | 31,515,000 | 31,888,000 | 30,331,000 |
| Total capital | 32,579,000 | 33,004,000 | 33,369,000 | 31,834,000 |
| Risk-weighted assets | 116,370,000 | 118,259,000 | 117,539,000 | 119,234,000 |