Call reports 2018
BLUE GRASS SAVINGS BANK — 2018
What BLUE GRASS SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 195,970,000 | 196,185,000 | 192,539,000 | 194,354,000 |
| Total loans | 101,144,000 | 107,133,000 | 105,784,000 | 106,602,000 |
| Allowance for loan losses | 2,379,000 | 2,389,000 | 2,378,000 | 2,383,000 |
| Securities available for sale | 69,996,000 | 61,721,000 | 60,097,000 | 61,696,000 |
| Securities held to maturity | 9,156,000 | 9,115,000 | 9,066,000 | 7,238,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,449,000 | 154,226,000 | 150,965,000 | 151,760,000 |
| Interest-bearing deposits | 136,451,000 | 135,013,000 | 131,944,000 | 130,866,000 |
| Noninterest-bearing deposits | 16,998,000 | 19,213,000 | 19,021,000 | 20,894,000 |
| Equity capital | 28,934,000 | 29,230,000 | 29,435,000 | 29,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,616,000 | 3,274,000 | 4,971,000 | 6,762,000 |
| Interest expense | 444,000 | 911,000 | 1,391,000 | 1,915,000 |
| Net interest income | 1,172,000 | 2,363,000 | 3,580,000 | 4,847,000 |
| Noninterest income | 82,000 | 185,000 | 301,000 | 414,000 |
| Noninterest expense | 606,000 | 1,303,000 | 1,977,000 | 2,842,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 634,000 | 1,203,000 | 1,795,000 | 2,284,000 |
| Income tax | 120,000 | 226,000 | 338,000 | 429,000 |
| Net income | 514,000 | 977,000 | 1,457,000 | 1,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,878,000 | 30,275,000 | 30,670,000 | 30,675,000 |
| Total capital | 31,337,000 | 31,781,000 | 32,136,000 | 32,164,000 |
| Risk-weighted assets | 115,873,000 | 119,626,000 | 116,378,000 | 118,274,000 |