Call reports 2017
BLUE GRASS SAVINGS BANK — 2017
What BLUE GRASS SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 193,763,000 | 194,686,000 | 194,965,000 | 196,756,000 |
| Total loans | 94,693,000 | 97,007,000 | 97,263,000 | 98,455,000 |
| Allowance for loan losses | 2,277,000 | 2,288,000 | 2,299,000 | 2,380,000 |
| Securities available for sale | 78,694,000 | 74,921,000 | 71,080,000 | 73,917,000 |
| Securities held to maturity | 8,348,000 | 8,271,000 | 8,192,000 | 8,126,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,966,000 | 152,635,000 | 152,588,000 | 154,519,000 |
| Interest-bearing deposits | 135,989,000 | 135,855,000 | 134,859,000 | 136,461,000 |
| Noninterest-bearing deposits | 15,977,000 | 16,780,000 | 17,729,000 | 18,058,000 |
| Equity capital | 28,032,000 | 28,795,000 | 29,161,000 | 29,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,578,000 | 3,185,000 | 4,826,000 | 6,475,000 |
| Interest expense | 437,000 | 873,000 | 1,314,000 | 1,750,000 |
| Net interest income | 1,141,000 | 2,312,000 | 3,512,000 | 4,725,000 |
| Noninterest income | 78,000 | 152,000 | 234,000 | 323,000 |
| Noninterest expense | 503,000 | 1,086,000 | 1,644,000 | 2,436,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 701,000 | 1,365,000 | 2,086,000 | 2,526,000 |
| Income tax | 199,000 | 381,000 | 588,000 | 769,000 |
| Net income | 502,000 | 984,000 | 1,498,000 | 1,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,502,000 | 28,920,000 | 29,367,000 | 29,429,000 |
| Total capital | 29,914,000 | 30,317,000 | 30,765,000 | 30,846,000 |
| Risk-weighted assets | 112,112,000 | 110,878,000 | 110,987,000 | 112,443,000 |