Call reports 2016
BLUE GRASS SAVINGS BANK — 2016
What BLUE GRASS SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 187,459,000 | 188,113,000 | 192,339,000 | 195,829,000 |
| Total loans | 93,507,000 | 95,870,000 | 92,700,000 | 92,457,000 |
| Allowance for loan losses | 2,033,000 | 2,123,000 | 2,216,000 | 2,229,000 |
| Securities available for sale | 72,635,000 | 71,995,000 | 79,366,000 | 81,529,000 |
| Securities held to maturity | 8,233,000 | 8,130,000 | 8,032,000 | 8,943,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,068,000 | 144,116,000 | 149,540,000 | 151,172,000 |
| Interest-bearing deposits | 129,543,000 | 130,038,000 | 131,392,000 | 134,011,000 |
| Noninterest-bearing deposits | 14,525,000 | 14,078,000 | 18,148,000 | 17,161,000 |
| Equity capital | 28,372,000 | 28,747,000 | 28,639,000 | 27,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,573,000 | 3,125,000 | 4,675,000 | 6,203,000 |
| Interest expense | 404,000 | 821,000 | 1,250,000 | 1,673,000 |
| Net interest income | 1,169,000 | 2,304,000 | 3,425,000 | 4,530,000 |
| Noninterest income | 79,000 | 163,000 | 251,000 | 339,000 |
| Noninterest expense | 470,000 | 957,000 | 1,472,000 | 2,149,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 703,000 | 1,360,000 | 1,979,000 | 2,495,000 |
| Income tax | 206,000 | 387,000 | 551,000 | 678,000 |
| Net income | 497,000 | 973,000 | 1,428,000 | 1,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,033,000 | 28,238,000 | 28,334,000 | 28,066,000 |
| Total capital | 29,348,000 | 29,585,000 | 29,667,000 | 29,395,000 |
| Risk-weighted assets | 104,523,000 | 106,979,000 | 105,772,000 | 105,472,000 |