Call reports 2014
BLUE GRASS SAVINGS BANK — 2014
What BLUE GRASS SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 185,567,000 | 182,345,000 | 180,038,000 | 184,489,000 |
| Total loans | 82,310,000 | 82,491,000 | 78,871,000 | 87,183,000 |
| Allowance for loan losses | 1,157,000 | 1,128,000 | 1,132,000 | 1,220,000 |
| Securities available for sale | 85,349,000 | 81,818,000 | 81,901,000 | 77,922,000 |
| Securities held to maturity | 9,137,000 | 9,024,000 | 8,889,000 | 8,768,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,545,000 | 145,170,000 | 142,515,000 | 143,167,000 |
| Interest-bearing deposits | 136,318,000 | 132,560,000 | 129,024,000 | 129,026,000 |
| Noninterest-bearing deposits | 12,226,000 | 12,610,000 | 13,491,000 | 14,141,000 |
| Equity capital | 26,180,000 | 26,761,000 | 26,376,000 | 26,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,541,000 | 3,102,000 | 4,569,000 | 6,044,000 |
| Interest expense | 397,000 | 784,000 | 1,159,000 | 1,534,000 |
| Net interest income | 1,144,000 | 2,318,000 | 3,410,000 | 4,510,000 |
| Noninterest income | 73,000 | 152,000 | 237,000 | 331,000 |
| Noninterest expense | 479,000 | 979,000 | 1,474,000 | 2,055,000 |
| Provision for loan losses | 200,000 | 275,000 | 1,600,000 | 1,675,000 |
| Pretax income | 595,000 | 1,273,000 | 630,000 | 1,168,000 |
| Income tax | 135,000 | 326,000 | 41,000 | 189,000 |
| Net income | 460,000 | 947,000 | 589,000 | 979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,870,000 | 26,327,000 | 25,938,000 | 26,102,000 |
| Total capital | 27,027,000 | 27,455,000 | 27,070,000 | 27,322,000 |
| Risk-weighted assets | 100,102,000 | 99,584,000 | 97,026,000 | 105,738,000 |