Call reports 2013
BLUE GRASS SAVINGS BANK — 2013
What BLUE GRASS SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 183,707,000 | 183,914,000 | 182,448,000 | 183,624,000 |
| Total loans | 74,927,000 | 77,470,000 | 76,724,000 | 79,896,000 |
| Allowance for loan losses | 1,431,000 | 1,514,000 | 1,204,000 | 1,125,000 |
| Securities available for sale | 86,776,000 | 89,511,000 | 87,583,000 | 85,885,000 |
| Securities held to maturity | 8,104,000 | 9,069,000 | 9,370,000 | 9,256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,554,000 | 147,572,000 | 146,626,000 | 145,721,000 |
| Interest-bearing deposits | 135,384,000 | 134,862,000 | 132,931,000 | 132,126,000 |
| Noninterest-bearing deposits | 12,170,000 | 12,709,000 | 13,696,000 | 13,595,000 |
| Equity capital | 26,825,000 | 26,497,000 | 26,602,000 | 26,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,453,000 | 2,929,000 | 4,439,000 | 5,946,000 |
| Interest expense | 472,000 | 918,000 | 1,382,000 | 1,796,000 |
| Net interest income | 981,000 | 2,011,000 | 3,057,000 | 4,150,000 |
| Noninterest income | 85,000 | 184,000 | 310,000 | 405,000 |
| Noninterest expense | 472,000 | 961,000 | 1,482,000 | 2,078,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 519,000 | 1,183,000 | 1,759,000 | 2,276,000 |
| Income tax | 131,000 | 320,000 | 475,000 | 615,000 |
| Net income | 388,000 | 863,000 | 1,284,000 | 1,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,410,000 | 25,853,000 | 26,244,000 | 26,550,000 |
| Total capital | 26,606,000 | 27,096,000 | 27,448,000 | 27,675,000 |
| Risk-weighted assets | 94,660,000 | 98,429,000 | 99,068,000 | 98,342,000 |