Call reports 2012
BLUE GRASS SAVINGS BANK — 2012
What BLUE GRASS SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 177,719,000 | 182,257,000 | 185,872,000 | 189,217,000 |
| Total loans | 65,722,000 | 66,139,000 | 70,505,000 | 74,105,000 |
| Allowance for loan losses | 1,151,000 | 1,235,000 | 1,313,000 | 1,352,000 |
| Securities available for sale | 93,122,000 | 94,617,000 | 95,665,000 | 95,260,000 |
| Securities held to maturity | 5,932,000 | 6,478,000 | 6,930,000 | 8,293,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,803,000 | 148,047,000 | 151,281,000 | 148,152,000 |
| Interest-bearing deposits | 134,131,000 | 138,037,000 | 139,422,000 | 135,572,000 |
| Noninterest-bearing deposits | 9,672,000 | 10,010,000 | 11,859,000 | 12,579,000 |
| Equity capital | 25,896,000 | 26,183,000 | 26,572,000 | 26,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,539,000 | 3,077,000 | 4,602,000 | 6,163,000 |
| Interest expense | 597,000 | 1,164,000 | 1,700,000 | 2,224,000 |
| Net interest income | 942,000 | 1,913,000 | 2,902,000 | 3,939,000 |
| Noninterest income | 96,000 | 212,000 | 277,000 | 368,000 |
| Noninterest expense | 474,000 | 1,007,000 | 1,507,000 | 2,041,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 489,000 | 968,000 | 1,447,000 | 1,964,000 |
| Income tax | 119,000 | 236,000 | 361,000 | 492,000 |
| Net income | 370,000 | 732,000 | 1,086,000 | 1,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,068,000 | 24,399,000 | 24,723,000 | 25,054,000 |
| Total capital | 25,068,000 | 25,422,000 | 25,871,000 | 26,215,000 |
| Risk-weighted assets | 82,308,000 | 85,285,000 | 91,043,000 | 95,147,000 |