Call reports 2011
BLUE GRASS SAVINGS BANK — 2011
What BLUE GRASS SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 172,168,000 | 175,150,000 | 175,241,000 | 177,979,000 |
| Total loans | 55,859,000 | 55,589,000 | 60,210,000 | 59,555,000 |
| Allowance for loan losses | 976,000 | 948,000 | 1,020,000 | 1,096,000 |
| Securities available for sale | 104,955,000 | 105,374,000 | 102,105,000 | 98,242,000 |
| Securities held to maturity | 472,000 | 471,000 | 3,368,000 | 5,456,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,219,000 | 142,670,000 | 140,986,000 | 144,154,000 |
| Interest-bearing deposits | 131,016,000 | 123,588,000 | 131,287,000 | 133,406,000 |
| Noninterest-bearing deposits | 10,202,000 | 19,082,000 | 9,699,000 | 10,748,000 |
| Equity capital | 24,169,000 | 25,249,000 | 25,832,000 | 25,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,547,000 | 3,274,000 | 4,956,000 | 6,545,000 |
| Interest expense | 672,000 | 1,334,000 | 1,997,000 | 2,634,000 |
| Net interest income | 875,000 | 1,940,000 | 2,959,000 | 3,911,000 |
| Noninterest income | 89,000 | 108,000 | 246,000 | 162,000 |
| Noninterest expense | 515,000 | 1,065,000 | 1,545,000 | 2,158,000 |
| Provision for loan losses | 100,000 | 200,000 | 275,000 | 350,000 |
| Pretax income | 348,000 | 777,000 | 1,379,000 | 1,559,000 |
| Income tax | 75,000 | 132,000 | 306,000 | 312,000 |
| Net income | 273,000 | 645,000 | 1,073,000 | 1,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,839,000 | 23,182,000 | 23,583,000 | 23,727,000 |
| Total capital | 23,815,000 | 24,083,000 | 24,573,000 | 24,688,000 |
| Risk-weighted assets | 77,302,000 | 72,021,000 | 79,145,000 | 77,033,000 |