Call reports 2010
BLUE GRASS SAVINGS BANK — 2010
What BLUE GRASS SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 171,047,000 | 172,092,000 | 169,380,000 | 171,138,000 |
| Total loans | 60,946,000 | 60,972,000 | 57,927,000 | 56,104,000 |
| Allowance for loan losses | 1,300,000 | 1,337,000 | 914,000 | 898,000 |
| Securities available for sale | 96,461,000 | 98,635,000 | 97,006,000 | 100,802,000 |
| Securities held to maturity | 520,000 | 463,000 | 462,000 | 467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,741,000 | 140,162,000 | 137,332,000 | 139,856,000 |
| Interest-bearing deposits | 129,295,000 | 130,003,000 | 127,738,000 | 128,840,000 |
| Noninterest-bearing deposits | 9,446,000 | 10,159,000 | 9,594,000 | 11,016,000 |
| Equity capital | 23,511,000 | 24,036,000 | 24,885,000 | 24,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,792,000 | 3,630,000 | 5,245,000 | 6,839,000 |
| Interest expense | 875,000 | 1,701,000 | 2,506,000 | 3,235,000 |
| Net interest income | 917,000 | 1,929,000 | 2,739,000 | 3,604,000 |
| Noninterest income | 78,000 | 177,000 | 210,000 | 316,000 |
| Noninterest expense | 456,000 | 899,000 | 1,409,000 | 2,083,000 |
| Provision for loan losses | 250,000 | 700,000 | 800,000 | 891,000 |
| Pretax income | 287,000 | 505,000 | 744,000 | 945,000 |
| Income tax | 75,000 | 30,000 | 30,000 | 100,000 |
| Net income | 212,000 | 475,000 | 714,000 | 845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,989,000 | 22,252,000 | 22,491,000 | 22,594,000 |
| Total capital | 22,981,000 | 23,209,000 | 23,405,000 | 23,492,000 |
| Risk-weighted assets | 79,035,000 | 76,149,000 | 88,042,000 | 85,371,000 |