Call reports 2009
BLUE GRASS SAVINGS BANK — 2009
What BLUE GRASS SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 171,394,000 | 174,852,000 | 173,003,000 | 171,538,000 |
| Total loans | 67,543,000 | 66,693,000 | 64,660,000 | 62,905,000 |
| Allowance for loan losses | 1,198,000 | 1,251,000 | 1,521,000 | 1,771,000 |
| Securities available for sale | 93,661,000 | 97,118,000 | 96,775,000 | 95,555,000 |
| Securities held to maturity | 542,000 | 517,000 | 516,000 | 521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,065,000 | 142,290,000 | 139,955,000 | 138,641,000 |
| Interest-bearing deposits | 131,110,000 | 132,625,000 | 129,472,000 | 128,429,000 |
| Noninterest-bearing deposits | 8,955,000 | 9,665,000 | 10,483,000 | 10,212,000 |
| Equity capital | 21,860,000 | 22,448,000 | 22,919,000 | 22,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,029,000 | 3,987,000 | 5,918,000 | 7,719,000 |
| Interest expense | 1,193,000 | 2,321,000 | 3,374,000 | 4,316,000 |
| Net interest income | 836,000 | 1,666,000 | 2,544,000 | 3,403,000 |
| Noninterest income | 74,000 | 112,000 | 203,000 | 304,000 |
| Noninterest expense | 465,000 | 954,000 | 1,467,000 | 2,001,000 |
| Provision for loan losses | 66,000 | 132,000 | 679,000 | 939,000 |
| Pretax income | 392,000 | 714,000 | 623,000 | 886,000 |
| Income tax | 128,000 | 210,000 | 184,000 | 136,000 |
| Net income | 264,000 | 504,000 | 439,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,348,000 | 21,573,000 | 21,495,000 | 21,791,000 |
| Total capital | 22,482,000 | 22,706,000 | 22,626,000 | 22,895,000 |
| Risk-weighted assets | 90,611,000 | 90,507,000 | 89,342,000 | 87,613,000 |