Call reports 2007
BLUE GRASS SAVINGS BANK — 2007
What BLUE GRASS SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 151,592,000 | 155,843,000 | 160,620,000 | 165,878,000 |
| Total loans | 66,925,000 | 70,755,000 | 71,928,000 | 73,319,000 |
| Allowance for loan losses | 757,000 | 818,000 | 848,000 | 1,057,000 |
| Securities available for sale | 73,019,000 | 73,488,000 | 74,799,000 | 77,250,000 |
| Securities held to maturity | 1,039,000 | 1,008,000 | 1,006,000 | 1,011,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,783,000 | 125,224,000 | 126,898,000 | 130,777,000 |
| Interest-bearing deposits | 115,852,000 | 116,653,000 | 117,565,000 | 117,127,000 |
| Noninterest-bearing deposits | 7,931,000 | 8,571,000 | 9,333,000 | 13,650,000 |
| Equity capital | 25,347,000 | 25,416,000 | 25,991,000 | 26,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,006,000 | 4,056,000 | 6,195,000 | 8,391,000 |
| Interest expense | 1,180,000 | 2,450,000 | 3,749,000 | 5,185,000 |
| Net interest income | 826,000 | 1,606,000 | 2,446,000 | 3,206,000 |
| Noninterest income | 84,000 | 166,000 | 256,000 | 360,000 |
| Noninterest expense | 350,000 | 709,000 | 1,116,000 | 1,616,000 |
| Provision for loan losses | 72,000 | 180,000 | 234,000 | 261,000 |
| Pretax income | 488,000 | 883,000 | 1,352,000 | 1,691,000 |
| Income tax | 57,000 | 169,000 | 289,000 | 374,000 |
| Net income | 431,000 | 714,000 | 1,063,000 | 1,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,667,000 | 25,924,000 | 26,228,000 | 26,426,000 |
| Total capital | 26,424,000 | 26,742,000 | 27,076,000 | 27,483,000 |
| Risk-weighted assets | 89,531,000 | 93,024,000 | 94,174,000 | 96,381,000 |