Call reports 2002
BLUE GRASS SAVINGS BANK — 2002
What BLUE GRASS SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 123,840,000 | 126,351,000 | 129,796,000 | 134,821,000 |
| Total loans | 54,416,000 | 54,365,000 | 54,245,000 | 54,795,000 |
| Allowance for loan losses | 772,000 | 777,000 | 830,000 | 845,000 |
| Securities available for sale | 50,893,000 | 58,457,000 | 61,434,000 | 59,973,000 |
| Securities held to maturity | 5,449,000 | 4,843,000 | 5,730,000 | 6,112,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,079,000 | 103,744,000 | 106,476,000 | 110,985,000 |
| Interest-bearing deposits | 95,870,000 | 98,200,000 | 100,661,000 | 104,753,000 |
| Noninterest-bearing deposits | 6,209,000 | 5,544,000 | 5,815,000 | 6,233,000 |
| Equity capital | 20,661,000 | 21,486,000 | 21,949,000 | 22,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,726,000 | 3,557,000 | 5,510,000 | 7,192,000 |
| Interest expense | 968,000 | 1,916,000 | 2,887,000 | 3,833,000 |
| Net interest income | 758,000 | 1,641,000 | 2,623,000 | 3,359,000 |
| Noninterest income | 64,000 | 121,000 | 174,000 | 237,000 |
| Noninterest expense | 288,000 | 554,000 | 847,000 | 1,199,000 |
| Provision for loan losses | 23,000 | 75,000 | 108,000 | 268,000 |
| Pretax income | 510,000 | 1,132,000 | 1,841,000 | 2,128,000 |
| Income tax | 167,000 | 410,000 | 648,000 | 703,000 |
| Net income | 343,000 | 722,000 | 1,193,000 | 1,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,681,000 | 21,039,000 | 21,487,000 | 21,674,000 |
| Total capital | 21,453,000 | 21,816,000 | 22,317,000 | 22,519,000 |
| Risk-weighted assets | 70,855,000 | 71,690,000 | 76,552,000 | 80,401,000 |