Call reports 2001
BLUE GRASS SAVINGS BANK — 2001
What BLUE GRASS SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 109,277,000 | 113,865,000 | 118,170,000 | 122,581,000 |
| Total loans | 54,274,000 | 52,468,000 | 52,645,000 | 53,907,000 |
| Allowance for loan losses | 616,000 | 738,000 | 740,000 | 732,000 |
| Securities available for sale | 32,633,000 | 36,266,000 | 45,492,000 | 52,840,000 |
| Securities held to maturity | 14,270,000 | 11,243,000 | 7,053,000 | 6,473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,421,000 | 92,178,000 | 96,292,000 | 101,043,000 |
| Interest-bearing deposits | 82,738,000 | 86,274,000 | 91,195,000 | 93,805,000 |
| Noninterest-bearing deposits | 5,684,000 | 5,904,000 | 5,098,000 | 7,239,000 |
| Equity capital | 19,739,000 | 20,223,000 | 20,430,000 | 20,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,937,000 | 3,843,000 | 5,780,000 | 7,657,000 |
| Interest expense | 1,083,000 | 2,209,000 | 3,367,000 | 4,519,000 |
| Net interest income | 854,000 | 1,634,000 | 2,413,000 | 3,138,000 |
| Noninterest income | 55,000 | 120,000 | 173,000 | 240,000 |
| Noninterest expense | 293,000 | 546,000 | 835,000 | 1,212,000 |
| Provision for loan losses | 140,000 | 175,000 | 220,000 | 230,000 |
| Pretax income | 478,000 | 1,064,000 | 1,562,000 | 1,967,000 |
| Income tax | 211,000 | 406,000 | 576,000 | 702,000 |
| Net income | 267,000 | 658,000 | 986,000 | 1,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,371,000 | 19,742,000 | 20,052,000 | 20,296,000 |
| Total capital | 19,987,000 | 20,480,000 | 20,792,000 | 21,028,000 |
| Risk-weighted assets | 66,305,000 | 66,037,000 | 67,556,000 | 69,324,000 |