Call reports 2013
MOUNT GILEAD SAVINGS AND LOAN ASSOCIATION — 2013
What MOUNT GILEAD SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 11,155,000 | 11,138,000 | 10,713,000 | 1,495,000 |
| Total loans | 8,303,000 | 7,942,000 | 7,769,000 | 0 |
| Allowance for loan losses | 33,000 | 33,000 | 33,000 | 0 |
| Securities available for sale | 3,000 | 6,000 | 5,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,319,000 | 9,278,000 | 8,870,000 | 455,000 |
| Interest-bearing deposits | 9,307,000 | 9,263,000 | 8,858,000 | 454,000 |
| Noninterest-bearing deposits | 12,000 | 15,000 | 12,000 | 1,000 |
| Equity capital | 1,820,000 | 1,841,000 | 1,831,000 | 1,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 124,000 | 241,000 | 352,000 | 485,000 |
| Interest expense | 23,000 | 41,000 | 56,000 | 697,000 |
| Net interest income | 101,000 | 200,000 | 296,000 | -212,000 |
| Noninterest income | 0 | 0 | 1,000 | -192,000 |
| Noninterest expense | 81,000 | 159,000 | 267,000 | 364,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 20,000 | 41,000 | 30,000 | -762,000 |
| Income tax | 6,000 | 9,000 | 6,000 | 7,000 |
| Net income | 14,000 | 32,000 | 24,000 | -769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,820,000 | 1,839,000 | 1,830,000 | 1,037,000 |
| Total capital | 1,853,000 | 1,872,000 | 1,863,000 | 1,037,000 |
| Risk-weighted assets | 4,878,000 | 4,640,000 | 4,559,000 | 91,000 |