Call reports 2012
MOUNT GILEAD SAVINGS AND LOAN ASSOCIATION — 2012
What MOUNT GILEAD SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 11,416,000 | 11,357,000 | 11,385,000 | 11,308,000 |
| Total loans | 9,159,000 | 9,104,000 | 8,868,000 | 8,710,000 |
| Allowance for loan losses | 30,000 | 30,000 | 33,000 | 33,000 |
| Securities available for sale | 1,000 | 1,000 | 1,000 | 1,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,527,000 | 9,542,000 | 9,578,000 | 9,496,000 |
| Interest-bearing deposits | 9,513,000 | 9,523,000 | 9,552,000 | 9,494,000 |
| Noninterest-bearing deposits | 14,000 | 19,000 | 26,000 | 2,000 |
| Equity capital | 1,775,000 | 1,794,000 | 1,795,000 | 1,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 136,000 | 268,000 | 403,000 | 529,000 |
| Interest expense | 33,000 | 65,000 | 95,000 | 123,000 |
| Net interest income | 103,000 | 203,000 | 308,000 | 406,000 |
| Noninterest income | 0 | 0 | 1,000 | 1,000 |
| Noninterest expense | 80,000 | 158,000 | 258,000 | 347,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 3,000 |
| Pretax income | 23,000 | 45,000 | 48,000 | 57,000 |
| Income tax | 7,000 | 10,000 | 12,000 | 12,000 |
| Net income | 16,000 | 35,000 | 36,000 | 45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,777,000 | 1,796,000 | 1,797,000 | 1,806,000 |
| Total capital | 1,807,000 | 1,826,000 | 1,830,000 | 1,839,000 |
| Risk-weighted assets | 5,169,000 | 5,378,000 | 5,164,000 | 5,078,000 |