Call reports 2016
SECURITY FIRST BANK — 2016
What SECURITY FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 112,432,000 | 105,018,000 | 103,971,000 |
| Total loans | 82,237,000 | 80,557,000 | 81,773,000 |
| Allowance for loan losses | 1,591,000 | 1,607,000 | 1,717,000 |
| Securities available for sale | 10,758,000 | 8,311,000 | 10,079,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 92,170,000 | 84,386,000 | 85,751,000 |
| Interest-bearing deposits | 72,339,000 | 62,577,000 | 62,364,000 |
| Noninterest-bearing deposits | 19,831,000 | 21,809,000 | 23,387,000 |
| Equity capital | 14,917,000 | 15,245,000 | 15,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 1,190,000 | 2,357,000 | 3,452,000 |
| Interest expense | 84,000 | 156,000 | 224,000 |
| Net interest income | 1,106,000 | 2,201,000 | 3,228,000 |
| Noninterest income | 306,000 | 353,000 | 416,000 |
| Noninterest expense | 1,284,000 | 2,166,000 | 3,129,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 |
| Pretax income | 99,000 | 393,000 | 517,000 |
| Income tax | 75,000 | 48,000 | 127,000 |
| Net income | 24,000 | 345,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 13,563,000 | 13,857,000 | 13,988,000 |
| Total capital | 14,802,000 | 15,064,000 | 15,201,000 |
| Risk-weighted assets | 98,224,000 | 95,606,000 | 96,011,000 |