Call reports 2015
SECURITY FIRST BANK — 2015
What SECURITY FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 115,272,000 | 107,524,000 | 108,081,000 | 124,372,000 |
| Total loans | 71,347,000 | 71,374,000 | 72,793,000 | 78,290,000 |
| Allowance for loan losses | 1,196,000 | 1,201,000 | 1,518,000 | 1,554,000 |
| Securities available for sale | 21,069,000 | 19,488,000 | 16,703,000 | 15,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,852,000 | 89,780,000 | 87,691,000 | 103,968,000 |
| Interest-bearing deposits | 77,946,000 | 71,867,000 | 65,417,000 | 84,972,000 |
| Noninterest-bearing deposits | 16,906,000 | 17,913,000 | 22,274,000 | 18,996,000 |
| Equity capital | 14,630,000 | 14,417,000 | 14,531,000 | 14,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,115,000 | 2,237,000 | 3,405,000 | 4,577,000 |
| Interest expense | 121,000 | 239,000 | 323,000 | 413,000 |
| Net interest income | 994,000 | 1,998,000 | 3,082,000 | 4,164,000 |
| Noninterest income | 58,000 | 112,000 | 216,000 | 360,000 |
| Noninterest expense | 1,068,000 | 2,089,000 | 3,035,000 | 3,838,000 |
| Provision for loan losses | 0 | 0 | 310,000 | 340,000 |
| Pretax income | -7,000 | 30,000 | -27,000 | 366,000 |
| Income tax | 36,000 | 64,000 | 42,000 | 218,000 |
| Net income | -43,000 | -34,000 | -69,000 | 148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,328,000 | 13,365,000 | 13,310,000 | 13,695,000 |
| Total capital | 14,414,000 | 14,464,000 | 14,432,000 | 14,942,000 |
| Risk-weighted assets | 86,773,000 | 87,003,000 | 88,552,000 | 98,613,000 |