Call reports 2014
SECURITY FIRST BANK — 2014
What SECURITY FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 102,773,000 | 108,057,000 | 104,111,000 | 104,203,000 |
| Total loans | 55,202,000 | 62,323,000 | 65,098,000 | 67,492,000 |
| Allowance for loan losses | 1,214,000 | 1,218,000 | 1,301,000 | 1,305,000 |
| Securities available for sale | 27,041,000 | 27,053,000 | 25,074,000 | 24,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,208,000 | 90,580,000 | 85,864,000 | 84,106,000 |
| Interest-bearing deposits | 71,317,000 | 72,586,000 | 68,459,000 | 69,987,000 |
| Noninterest-bearing deposits | 14,891,000 | 17,994,000 | 17,405,000 | 14,119,000 |
| Equity capital | 11,382,000 | 12,316,000 | 12,986,000 | 14,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 2,058,000 | 3,279,000 | 4,397,000 |
| Interest expense | 116,000 | 226,000 | 332,000 | 442,000 |
| Net interest income | 895,000 | 1,832,000 | 2,947,000 | 3,955,000 |
| Noninterest income | 52,000 | 109,000 | 222,000 | 279,000 |
| Noninterest expense | 882,000 | 1,787,000 | 2,909,000 | 4,646,000 |
| Provision for loan losses | 0 | 0 | -500,000 | -500,000 |
| Pretax income | 69,000 | 166,000 | 790,000 | 115,000 |
| Income tax | 0 | 0 | 0 | -1,908,000 |
| Net income | 69,000 | 166,000 | 790,000 | 2,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,768,000 | 12,873,000 | 13,502,000 | 12,840,000 |
| Total capital | 13,642,000 | 13,826,000 | 14,484,000 | 13,869,000 |
| Risk-weighted assets | 69,571,000 | 76,371,000 | 78,207,000 | 82,029,000 |