Call reports 2013
SECURITY FIRST BANK — 2013
What SECURITY FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 94,077,000 | 89,834,000 | 98,403,000 | 98,673,000 |
| Total loans | 53,764,000 | 50,943,000 | 56,580,000 | 55,647,000 |
| Allowance for loan losses | 1,996,000 | 1,194,000 | 1,202,000 | 1,207,000 |
| Securities available for sale | 25,897,000 | 24,334,000 | 25,408,000 | 27,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,129,000 | 72,684,000 | 81,972,000 | 82,578,000 |
| Interest-bearing deposits | 63,260,000 | 58,850,000 | 65,623,000 | 70,030,000 |
| Noninterest-bearing deposits | 11,869,000 | 13,834,000 | 16,350,000 | 12,548,000 |
| Equity capital | 12,384,000 | 11,841,000 | 11,225,000 | 10,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 984,000 | 1,976,000 | 2,939,000 | 4,058,000 |
| Interest expense | 132,000 | 243,000 | 350,000 | 469,000 |
| Net interest income | 852,000 | 1,733,000 | 2,589,000 | 3,589,000 |
| Noninterest income | 46,000 | 129,000 | 144,000 | 191,000 |
| Noninterest expense | 808,000 | 1,638,000 | 2,457,000 | 3,431,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 77,000 | 213,000 | 313,000 | 395,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 77,000 | 213,000 | 313,000 | 393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,338,000 | 12,495,000 | 12,605,000 | 12,693,000 |
| Total capital | 13,189,000 | 13,309,000 | 13,489,000 | 13,570,000 |
| Risk-weighted assets | 66,937,000 | 64,730,000 | 70,434,000 | 69,863,000 |