Call reports 2012
SECURITY FIRST BANK — 2012
What SECURITY FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 101,517,000 | 97,013,000 | 96,027,000 | 97,018,000 |
| Total loans | 57,756,000 | 56,373,000 | 58,202,000 | 54,317,000 |
| Allowance for loan losses | 2,332,000 | 2,201,000 | 2,311,000 | 2,023,000 |
| Securities available for sale | 26,102,000 | 24,850,000 | 25,122,000 | 25,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,215,000 | 79,628,000 | 78,498,000 | 78,084,000 |
| Interest-bearing deposits | 77,586,000 | 71,152,000 | 68,449,000 | 66,728,000 |
| Noninterest-bearing deposits | 6,629,000 | 8,476,000 | 10,049,000 | 11,356,000 |
| Equity capital | 12,089,000 | 12,167,000 | 12,318,000 | 12,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,162,000 | 2,172,000 | 3,158,000 | 4,402,000 |
| Interest expense | 210,000 | 407,000 | 585,000 | 932,000 |
| Net interest income | 952,000 | 1,765,000 | 2,573,000 | 3,470,000 |
| Noninterest income | 211,000 | 215,000 | 278,000 | 254,000 |
| Noninterest expense | 895,000 | 1,747,000 | 2,560,000 | 3,400,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 600,000 | 582,000 | 718,000 | 779,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 600,000 | 582,000 | 718,000 | 779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,959,000 | 11,962,000 | 12,120,000 | 12,238,000 |
| Total capital | 12,847,000 | 12,826,000 | 13,009,000 | 13,089,000 |
| Risk-weighted assets | 69,556,000 | 67,781,000 | 69,520,000 | 66,924,000 |