Call reports 2011
SECURITY FIRST BANK — 2011
What SECURITY FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 113,515,000 | 104,524,000 | 99,677,000 | 98,891,000 |
| Total loans | 79,955,000 | 72,750,000 | 71,949,000 | 62,429,000 |
| Allowance for loan losses | 2,624,000 | 3,030,000 | 3,214,000 | 2,306,000 |
| Securities available for sale | 23,071,000 | 23,074,000 | 20,188,000 | 24,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,310,000 | 86,898,000 | 82,402,000 | 81,978,000 |
| Interest-bearing deposits | 88,696,000 | 80,951,000 | 74,606,000 | 74,688,000 |
| Noninterest-bearing deposits | 4,614,000 | 5,947,000 | 7,796,000 | 7,290,000 |
| Equity capital | 12,099,000 | 12,412,000 | 12,070,000 | 11,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,421,000 | 2,865,000 | 3,971,000 | 5,200,000 |
| Interest expense | 293,000 | 562,000 | 791,000 | 1,010,000 |
| Net interest income | 1,128,000 | 2,303,000 | 3,180,000 | 4,190,000 |
| Noninterest income | 17,000 | -72,000 | -463,000 | -829,000 |
| Noninterest expense | 983,000 | 2,026,000 | 2,967,000 | 3,923,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 30,000 |
| Pretax income | 181,000 | 208,000 | -224,000 | -512,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 208,000 | -224,000 | -512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,776,000 | 11,839,000 | 11,439,000 | 11,187,000 |
| Total capital | 12,949,000 | 12,903,000 | 12,478,000 | 12,143,000 |
| Risk-weighted assets | 92,087,000 | 83,115,000 | 80,942,000 | 75,155,000 |