Call reports 2010
SECURITY FIRST BANK — 2010
What SECURITY FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 110,721,000 | 120,211,000 | 119,028,000 | 116,901,000 |
| Total loans | 83,326,000 | 92,415,000 | 94,014,000 | 87,724,000 |
| Allowance for loan losses | 2,499,000 | 2,640,000 | 2,741,000 | 2,644,000 |
| Securities available for sale | 20,612,000 | 19,494,000 | 19,853,000 | 24,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,202,000 | 95,335,000 | 96,359,000 | 96,165,000 |
| Interest-bearing deposits | 81,917,000 | 91,018,000 | 91,355,000 | 90,642,000 |
| Noninterest-bearing deposits | 4,285,000 | 4,317,000 | 5,004,000 | 5,523,000 |
| Equity capital | 15,082,000 | 15,457,000 | 13,187,000 | 11,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,506,000 | 3,087,000 | 4,521,000 | 6,110,000 |
| Interest expense | 405,000 | 811,000 | 1,182,000 | 1,512,000 |
| Net interest income | 1,101,000 | 2,276,000 | 3,339,000 | 4,598,000 |
| Noninterest income | 23,000 | 44,000 | 72,000 | 104,000 |
| Noninterest expense | 808,000 | 1,644,000 | 2,559,000 | 3,691,000 |
| Provision for loan losses | 1,340,000 | 1,585,000 | 4,185,000 | 5,435,000 |
| Pretax income | -1,004,000 | -909,000 | -3,277,000 | -4,368,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,004,000 | -909,000 | -3,277,000 | -4,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,950,000 | 15,083,000 | 12,752,000 | 11,560,000 |
| Total capital | 16,322,000 | 16,559,000 | 14,215,000 | 12,801,000 |
| Risk-weighted assets | 107,852,000 | 116,124,000 | 116,492,000 | 97,764,000 |