Call reports 2009
SECURITY FIRST BANK — 2009
What SECURITY FIRST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 91,010,000 | 98,248,000 | 101,965,000 | 107,938,000 |
| Total loans | 69,017,000 | 77,974,000 | 75,345,000 | 80,564,000 |
| Allowance for loan losses | 1,028,000 | 1,140,000 | 1,275,000 | 1,375,000 |
| Securities available for sale | 13,938,000 | 14,069,000 | 21,257,000 | 22,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,382,000 | 74,373,000 | 77,795,000 | 79,259,000 |
| Interest-bearing deposits | 63,099,000 | 70,825,000 | 73,380,000 | 75,809,000 |
| Noninterest-bearing deposits | 3,283,000 | 3,548,000 | 4,415,000 | 3,450,000 |
| Equity capital | 15,233,000 | 15,450,000 | 15,732,000 | 16,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,116,000 | 2,537,000 | 4,071,000 | 5,639,000 |
| Interest expense | 529,000 | 1,088,000 | 1,592,000 | 2,045,000 |
| Net interest income | 587,000 | 1,449,000 | 2,479,000 | 3,594,000 |
| Noninterest income | 3,000 | 15,000 | -29,000 | -4,000 |
| Noninterest expense | 646,000 | 1,357,000 | 2,085,000 | 2,879,000 |
| Provision for loan losses | 128,000 | 240,000 | 375,000 | 475,000 |
| Pretax income | -53,000 | -5,000 | 208,000 | 455,000 |
| Income tax | 0 | 1,000 | 1,000 | -299,000 |
| Net income | -53,000 | -6,000 | 207,000 | 754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,994,000 | 15,085,000 | 15,325,000 | 15,915,000 |
| Total capital | 16,020,000 | 16,205,000 | 16,567,000 | 17,242,000 |
| Risk-weighted assets | 82,026,000 | 89,557,000 | 99,306,000 | 105,352,000 |