Call reports 2007
SECURITY FIRST BANK — 2007
What SECURITY FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 18,631,000 | 23,566,000 | 26,357,000 | 29,287,000 |
| Total loans | 110,000 | 306,000 | 5,028,000 | 8,147,000 |
| Allowance for loan losses | 2,000 | 3,000 | 55,000 | 83,000 |
| Securities available for sale | 0 | 0 | 2,627,000 | 4,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,895,000 | 6,942,000 | 9,832,000 | 12,808,000 |
| Interest-bearing deposits | 1,546,000 | 6,328,000 | 8,293,000 | 10,990,000 |
| Noninterest-bearing deposits | 349,000 | 615,000 | 1,539,000 | 1,818,000 |
| Equity capital | 16,735,000 | 16,617,000 | 16,503,000 | 16,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 111,000 | 363,000 | 702,000 | 1,084,000 |
| Interest expense | 2,000 | 39,000 | 126,000 | 228,000 |
| Net interest income | 109,000 | 324,000 | 576,000 | 856,000 |
| Noninterest income | 0 | 0 | 4,000 | 15,000 |
| Noninterest expense | 159,000 | 519,000 | 879,000 | 1,315,000 |
| Provision for loan losses | 2,000 | 3,000 | 55,000 | 83,000 |
| Pretax income | -52,000 | -198,000 | -354,000 | -527,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -52,000 | -199,000 | -355,000 | -528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,735,000 | 16,617,000 | 16,503,000 | 16,373,000 |
| Total capital | 16,735,000 | 16,620,000 | 16,558,000 | 16,456,000 |
| Risk-weighted assets | 18,633,000 | 23,569,000 | 24,310,000 | 25,615,000 |