Call reports 2025
VERMILLION STATE BANK — 2025
What VERMILLION STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 858,571,000 | 884,360,000 | 907,276,000 | 931,245,000 |
| Total loans | 403,524,000 | 409,069,000 | 411,471,000 | 414,879,000 |
| Allowance for loan losses | 6,687,000 | 6,991,000 | 7,004,000 | 6,386,000 |
| Securities available for sale | 373,491,000 | 380,830,000 | 413,741,000 | 434,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 744,798,000 | 769,642,000 | 787,892,000 | 808,694,000 |
| Interest-bearing deposits | 626,179,000 | 632,045,000 | 653,053,000 | 678,673,000 |
| Noninterest-bearing deposits | 118,619,000 | 137,597,000 | 134,839,000 | 130,021,000 |
| Equity capital | 110,491,000 | 111,231,000 | 116,022,000 | 119,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,904,000 | 22,416,000 | 34,406,000 | 46,645,000 |
| Interest expense | 4,134,000 | 8,372,000 | 12,783,000 | 17,189,000 |
| Net interest income | 6,770,000 | 14,044,000 | 21,623,000 | 29,456,000 |
| Noninterest income | 313,000 | 624,000 | 974,000 | 1,384,000 |
| Noninterest expense | 1,732,000 | 3,975,000 | 5,775,000 | 10,464,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,260,000 | 10,602,000 | 16,731,000 | 20,289,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,260,000 | 10,602,000 | 16,731,000 | 20,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,972,000 | 110,996,000 | 114,869,000 | 117,877,000 |