Call reports 2024
VERMILLION STATE BANK — 2024
What VERMILLION STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 848,526,000 | 831,648,000 | 858,261,000 | 847,134,000 |
| Total loans | 369,209,000 | 382,222,000 | 383,141,000 | 402,488,000 |
| Allowance for loan losses | 6,329,000 | 6,262,000 | 6,338,000 | 6,362,000 |
| Securities available for sale | 379,702,000 | 388,368,000 | 370,730,000 | 374,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 743,701,000 | 723,731,000 | 739,631,000 | 740,181,000 |
| Interest-bearing deposits | 506,686,000 | 494,577,000 | 615,343,000 | 616,172,000 |
| Noninterest-bearing deposits | 237,015,000 | 229,154,000 | 124,288,000 | 124,009,000 |
| Equity capital | 101,652,000 | 104,268,000 | 114,732,000 | 103,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,780,000 | 20,122,000 | 30,954,000 | 41,943,000 |
| Interest expense | 4,476,000 | 9,026,000 | 13,635,000 | 17,896,000 |
| Net interest income | 5,304,000 | 11,096,000 | 17,319,000 | 24,047,000 |
| Noninterest income | 344,000 | 714,000 | 1,135,000 | 1,893,000 |
| Noninterest expense | 1,645,000 | 3,457,000 | 5,254,000 | 9,375,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,002,000 | 8,353,000 | 13,201,000 | 16,695,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,002,000 | 8,353,000 | 13,201,000 | 16,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,356,000 | 109,872,000 | 114,428,000 | 105,722,000 |