Call reports 2022
VERMILLION STATE BANK — 2022
What VERMILLION STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 827,222,000 | 798,534,000 | 810,383,000 | 803,933,000 |
| Total loans | 315,609,000 | 324,842,000 | 329,577,000 | 344,007,000 |
| Allowance for loan losses | 4,650,000 | 4,480,000 | 4,478,000 | 4,489,000 |
| Securities available for sale | 338,182,000 | 330,462,000 | 351,748,000 | 373,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 737,701,000 | 711,255,000 | 726,630,000 | 717,189,000 |
| Interest-bearing deposits | 460,252,000 | 437,018,000 | 434,948,000 | 439,976,000 |
| Noninterest-bearing deposits | 277,449,000 | 274,237,000 | 291,682,000 | 277,213,000 |
| Equity capital | 88,771,000 | 86,678,000 | 83,118,000 | 85,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,534,000 | 9,534,000 | 15,517,000 | 22,375,000 |
| Interest expense | 459,000 | 906,000 | 1,822,000 | 3,198,000 |
| Net interest income | 4,075,000 | 8,628,000 | 13,695,000 | 19,177,000 |
| Noninterest income | 692,000 | 1,572,000 | 2,019,000 | 2,359,000 |
| Noninterest expense | 1,586,000 | 2,979,000 | 4,492,000 | 7,035,000 |
| Provision for loan losses | -1,000,000 | -1,000,000 | -1,000,000 | -1,000,000 |
| Pretax income | 4,181,000 | 8,221,000 | 12,157,000 | 14,720,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,181,000 | 8,221,000 | 12,157,000 | 14,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,763,000 | 101,703,000 | 105,314,000 | 106,076,000 |