Call reports 2021
VERMILLION STATE BANK — 2021
What VERMILLION STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 751,536,000 | 764,478,000 | 782,250,000 | 834,395,000 |
| Total loans | 345,833,000 | 326,827,000 | 317,983,000 | 312,185,000 |
| Allowance for loan losses | 4,217,000 | 4,288,000 | 4,292,000 | 4,302,000 |
| Securities available for sale | 316,058,000 | 315,477,000 | 296,290,000 | 311,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 658,466,000 | 669,710,000 | 684,168,000 | 738,062,000 |
| Interest-bearing deposits | 521,986,000 | 536,582,000 | 548,064,000 | 441,200,000 |
| Noninterest-bearing deposits | 136,480,000 | 133,128,000 | 136,104,000 | 296,862,000 |
| Equity capital | 92,164,000 | 94,044,000 | 97,276,000 | 95,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,866,000 | 9,672,000 | 14,427,000 | 21,687,000 |
| Interest expense | 640,000 | 1,189,000 | 1,681,000 | 2,157,000 |
| Net interest income | 4,226,000 | 8,483,000 | 12,746,000 | 19,530,000 |
| Noninterest income | 406,000 | 1,278,000 | 2,084,000 | 2,679,000 |
| Noninterest expense | 1,387,000 | 2,869,000 | 4,336,000 | 7,683,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,248,000 | 6,895,000 | 10,497,000 | 14,537,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,248,000 | 6,895,000 | 10,497,000 | 14,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,507,000 | 92,522,000 | 96,124,000 | 96,891,000 |