Call reports 2020
VERMILLION STATE BANK — 2020
What VERMILLION STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 615,031,000 | 680,885,000 | 692,881,000 | 708,185,000 |
| Total loans | 322,133,000 | 364,459,000 | 354,667,000 | 338,940,000 |
| Allowance for loan losses | 4,143,000 | 4,148,000 | 4,226,000 | 4,211,000 |
| Securities available for sale | 240,239,000 | 248,529,000 | 291,820,000 | 293,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 512,446,000 | 577,220,000 | 586,530,000 | 616,563,000 |
| Interest-bearing deposits | 422,786,000 | 458,501,000 | 464,519,000 | 491,303,000 |
| Noninterest-bearing deposits | 89,660,000 | 118,719,000 | 122,011,000 | 125,260,000 |
| Equity capital | 101,429,000 | 102,696,000 | 105,322,000 | 90,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,683,000 | 11,298,000 | 16,789,000 | 22,432,000 |
| Interest expense | 975,000 | 1,846,000 | 2,597,000 | 3,278,000 |
| Net interest income | 4,708,000 | 9,452,000 | 14,192,000 | 19,154,000 |
| Noninterest income | 427,000 | 1,215,000 | 2,317,000 | 3,673,000 |
| Noninterest expense | 1,654,000 | 3,079,000 | 4,518,000 | 8,647,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,485,000 | 7,596,000 | 11,999,000 | 14,191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,485,000 | 7,596,000 | 11,999,000 | 14,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,322,000 | 98,263,000 | 101,366,000 | 87,259,000 |