Call reports 2019
VERMILLION STATE BANK — 2019
What VERMILLION STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 560,092,000 | 561,303,000 | 591,931,000 | 597,824,000 |
| Total loans | 306,262,000 | 313,393,000 | 312,701,000 | 316,093,000 |
| Allowance for loan losses | 4,326,000 | 4,346,000 | 4,154,000 | 4,135,000 |
| Securities available for sale | 206,534,000 | 205,892,000 | 220,832,000 | 237,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,709,000 | 469,360,000 | 496,868,000 | 500,748,000 |
| Interest-bearing deposits | 390,561,000 | 383,873,000 | 405,455,000 | 409,578,000 |
| Noninterest-bearing deposits | 82,148,000 | 85,487,000 | 91,413,000 | 91,170,000 |
| Equity capital | 86,250,000 | 90,842,000 | 94,012,000 | 95,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,443,000 | 11,201,000 | 17,175,000 | 23,015,000 |
| Interest expense | 949,000 | 2,042,000 | 3,125,000 | 4,175,000 |
| Net interest income | 4,494,000 | 9,159,000 | 14,050,000 | 18,840,000 |
| Noninterest income | 332,000 | 778,000 | 1,292,000 | 1,850,000 |
| Noninterest expense | 1,422,000 | 2,776,000 | 4,106,000 | 6,980,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,401,000 | 7,159,000 | 11,238,000 | 13,712,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,401,000 | 7,159,000 | 11,238,000 | 13,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,351,000 | 89,323,000 | 92,383,000 | 94,857,000 |
| Total capital | 90,565,000 | 93,653,000 | 96,537,000 | 98,992,000 |
| Risk-weighted assets | 337,025,000 | 346,441,000 | 348,281,000 | 353,240,000 |