Call reports 2018
VERMILLION STATE BANK — 2018
What VERMILLION STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 539,553,000 | 540,974,000 | 546,291,000 | 556,823,000 |
| Total loans | 295,973,000 | 300,856,000 | 307,303,000 | 305,495,000 |
| Allowance for loan losses | 5,820,000 | 5,746,000 | 4,288,000 | 4,316,000 |
| Securities available for sale | 201,639,000 | 201,224,000 | 206,495,000 | 202,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 459,316,000 | 459,686,000 | 462,716,000 | 470,081,000 |
| Interest-bearing deposits | 377,013,000 | 382,539,000 | 381,757,000 | 386,362,000 |
| Noninterest-bearing deposits | 82,303,000 | 77,147,000 | 80,959,000 | 83,719,000 |
| Equity capital | 79,615,000 | 80,584,000 | 82,730,000 | 85,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,959,000 | 10,097,000 | 15,358,000 | 20,824,000 |
| Interest expense | 653,000 | 1,404,000 | 2,230,000 | 3,149,000 |
| Net interest income | 4,306,000 | 8,693,000 | 13,128,000 | 17,675,000 |
| Noninterest income | 346,000 | 755,000 | 1,221,000 | 1,616,000 |
| Noninterest expense | 1,258,000 | 2,642,000 | 3,945,000 | 6,284,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,375,000 | 6,750,000 | 10,337,000 | 12,939,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,375,000 | 6,750,000 | 10,337,000 | 12,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,022,000 | 82,201,000 | 84,568,000 | 87,170,000 |
| Total capital | 85,192,000 | 86,442,000 | 88,856,000 | 91,450,000 |
| Risk-weighted assets | 331,939,000 | 337,767,000 | 343,983,000 | 342,403,000 |