Call reports 2017
VERMILLION STATE BANK — 2017
What VERMILLION STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 534,309,000 | 528,741,000 | 532,228,000 | 540,092,000 |
| Total loans | 279,480,000 | 282,826,000 | 289,142,000 | 291,937,000 |
| Allowance for loan losses | 5,894,000 | 5,652,000 | 5,636,000 | 5,670,000 |
| Securities available for sale | 222,707,000 | 215,195,000 | 206,148,000 | 211,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,608,000 | 450,740,000 | 452,225,000 | 459,959,000 |
| Interest-bearing deposits | 375,779,000 | 373,048,000 | 370,942,000 | 375,412,000 |
| Noninterest-bearing deposits | 81,829,000 | 77,692,000 | 81,283,000 | 84,547,000 |
| Equity capital | 76,068,000 | 77,383,000 | 79,435,000 | 79,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,558,000 | 9,300,000 | 14,204,000 | 19,182,000 |
| Interest expense | 404,000 | 815,000 | 1,239,000 | 1,738,000 |
| Net interest income | 4,154,000 | 8,485,000 | 12,965,000 | 17,444,000 |
| Noninterest income | 357,000 | 820,000 | 1,208,000 | 1,593,000 |
| Noninterest expense | 1,473,000 | 2,735,000 | 4,008,000 | 5,427,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,038,000 | 6,573,000 | 10,190,000 | 13,623,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,038,000 | 6,573,000 | 10,190,000 | 13,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,602,000 | 75,413,000 | 77,585,000 | 79,572,000 |
| Total capital | 79,699,000 | 79,510,000 | 81,764,000 | 83,711,000 |
| Risk-weighted assets | 325,973,000 | 326,236,000 | 332,843,000 | 329,574,000 |