Call report 2008Q4
VERMILLION STATE BANK — 2008Q4
The 22 measures VERMILLION STATE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 414,897,000 | USD | evidence → |
| Total loans | 290,768,000 | USD | evidence → |
| Allowance for loan losses | 3,436,000 | USD | evidence → |
| Securities available for sale | 76,489,000 | USD | evidence → |
| Securities held to maturity | 24,967,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 352,400,000 | USD | evidence → |
| Interest-bearing deposits | 310,942,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,458,000 | USD | evidence → |
| Equity capital | 48,969,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,825,000 | USD | evidence → |
| Interest expense | 9,738,000 | USD | evidence → |
| Net interest income | 15,087,000 | USD | evidence → |
| Noninterest income | 1,826,000 | USD | evidence → |
| Noninterest expense | 4,575,000 | USD | evidence → |
| Provision for loan losses | 1,150,000 | USD | evidence → |
| Pretax income | 11,185,000 | USD | evidence → |
| Income tax | -16,000 | USD | evidence → |
| Net income | 11,201,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,919,000 | USD | evidence → |
| Total capital | 52,355,000 | USD | evidence → |
| Risk-weighted assets | 322,414,000 | USD | evidence → |