Call reports 2004
FIRST NATIONAL BANK — 2004
What FIRST NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Total assets | 45,285,000 | 43,487,000 | 42,427,000 |
| Total loans | 23,579,000 | 24,575,000 | 23,399,000 |
| Allowance for loan losses | 394,000 | 367,000 | 351,000 |
| Securities available for sale | 12,471,000 | 9,750,000 | 7,875,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 41,761,000 | 40,012,000 | 35,328,000 |
| Interest-bearing deposits | 33,730,000 | 31,282,000 | 27,553,000 |
| Noninterest-bearing deposits | 8,031,000 | 8,730,000 | 7,775,000 |
| Equity capital | 3,416,000 | 3,399,000 | 6,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Interest income | 546,000 | 1,106,000 | 184,000 |
| Interest expense | 169,000 | 324,000 | 44,000 |
| Net interest income | 377,000 | 782,000 | 140,000 |
| Noninterest income | 89,000 | 183,000 | 31,000 |
| Noninterest expense | 370,000 | 746,000 | 182,000 |
| Provision for loan losses | 8,000 | 8,000 | 8,000 |
| Pretax income | 88,000 | 211,000 | -11,000 |
| Income tax | 12,000 | 44,000 | -4,000 |
| Net income | 76,000 | 167,000 | -7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Tier 1 capital | 3,375,000 | 3,465,000 | 3,427,000 |
| Total capital | 3,688,000 | 3,777,000 | 3,714,000 |
| Risk-weighted assets | 24,956,000 | 24,873,000 | 22,921,000 |