Call reports 2003
FIRST NATIONAL BANK — 2003
What FIRST NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 38,837,000 | 40,287,000 | 40,731,000 | 43,293,000 |
| Total loans | 18,255,000 | 19,630,000 | 21,676,000 | 22,395,000 |
| Allowance for loan losses | 427,000 | 416,000 | 414,000 | 380,000 |
| Securities available for sale | 15,348,000 | 15,168,000 | 14,032,000 | 12,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,427,000 | 36,811,000 | 36,681,000 | 39,764,000 |
| Interest-bearing deposits | 28,181,000 | 28,481,000 | 29,329,000 | 31,876,000 |
| Noninterest-bearing deposits | 7,246,000 | 8,330,000 | 7,352,000 | 7,888,000 |
| Equity capital | 3,272,000 | 3,307,000 | 3,268,000 | 3,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 959,000 | 1,465,000 | 1,977,000 |
| Interest expense | 196,000 | 379,000 | 546,000 | 704,000 |
| Net interest income | 289,000 | 580,000 | 919,000 | 1,273,000 |
| Noninterest income | 92,000 | 189,000 | 306,000 | 444,000 |
| Noninterest expense | 385,000 | 759,000 | 1,124,000 | 1,486,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -4,000 | 10,000 | 101,000 | 231,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -4,000 | 10,000 | 101,000 | 231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,111,000 | 3,125,000 | 3,216,000 | 3,346,000 |
| Total capital | 3,370,000 | 3,403,000 | 3,507,000 | 3,649,000 |
| Risk-weighted assets | 20,569,000 | 22,078,000 | 23,183,000 | 24,201,000 |