Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 36,276,000 | 36,391,000 | 37,740,000 | 38,266,000 |
| Total loans | 14,588,000 | 14,135,000 | 14,725,000 | 16,338,000 |
| Allowance for loan losses | 636,000 | 570,000 | 402,000 | 407,000 |
| Securities available for sale | 4,277,000 | 16,853,000 | 16,266,000 | 16,958,000 |
| Securities held to maturity | 12,193,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,099,000 | 33,959,000 | 34,414,000 | 34,796,000 |
| Interest-bearing deposits | 26,931,000 | 27,138,000 | 27,765,000 | 28,162,000 |
| Noninterest-bearing deposits | 7,168,000 | 6,821,000 | 6,649,000 | 6,634,000 |
| Equity capital | 2,032,000 | 2,265,000 | 3,148,000 | 3,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 497,000 | 942,000 | 1,431,000 | 1,903,000 |
| Interest expense | 254,000 | 481,000 | 710,000 | 925,000 |
| Net interest income | 243,000 | 461,000 | 721,000 | 978,000 |
| Noninterest income | 71,000 | 170,000 | 259,000 | 393,000 |
| Noninterest expense | 432,000 | 852,000 | 1,258,000 | 1,665,000 |
| Provision for loan losses | -275,000 | -275,000 | -425,000 | -425,000 |
| Pretax income | 157,000 | 54,000 | 163,000 | 147,000 |
| Income tax | 0 | 0 | 0 | -142,000 |
| Net income | 157,000 | 54,000 | 163,000 | 289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,007,000 | 2,156,000 | 2,988,000 | 3,115,000 |
| Total capital | 2,240,000 | 2,377,000 | 3,215,000 | 3,352,000 |
| Risk-weighted assets | 18,239,000 | 17,340,000 | 18,007,000 | 18,849,000 |