Call reports 2001
FIRST NATIONAL BANK — 2001
What FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,997,000 | 41,119,000 | 36,799,000 | 36,412,000 |
| Total loans | 22,309,000 | 19,894,000 | 17,196,000 | 15,803,000 |
| Allowance for loan losses | 776,000 | 1,185,000 | 1,120,000 | 996,000 |
| Securities available for sale | 6,040,000 | 6,248,000 | 6,372,000 | 5,577,000 |
| Securities held to maturity | 186,000 | 3,683,000 | 2,145,000 | 11,467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,000,000 | 38,742,000 | 34,543,000 | 34,349,000 |
| Interest-bearing deposits | 28,358,000 | 32,013,000 | 27,340,000 | 27,548,000 |
| Noninterest-bearing deposits | 6,642,000 | 6,729,000 | 7,203,000 | 6,801,000 |
| Equity capital | 2,825,000 | 2,193,000 | 2,055,000 | 1,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 756,000 | 1,436,000 | 2,056,000 | 2,553,000 |
| Interest expense | 380,000 | 765,000 | 1,127,000 | 1,412,000 |
| Net interest income | 376,000 | 671,000 | 929,000 | 1,141,000 |
| Noninterest income | 118,000 | 195,000 | 277,000 | 355,000 |
| Noninterest expense | 448,000 | 890,000 | 1,326,000 | 1,775,000 |
| Provision for loan losses | 30,000 | 606,000 | 666,000 | 666,000 |
| Pretax income | 15,000 | -631,000 | -794,000 | -954,000 |
| Income tax | 0 | 0 | -2,000 | -2,000 |
| Net income | 15,000 | -631,000 | -792,000 | -952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,801,000 | 2,170,000 | 2,009,000 | 1,850,000 |
| Total capital | 3,106,000 | 2,451,000 | 2,263,000 | 2,090,000 |
| Risk-weighted assets | 23,903,000 | 21,574,000 | 19,458,000 | 18,434,000 |