Call reports 2020
COLUMBIA SAVINGS AND LOAN ASSOCIATION — 2020
What COLUMBIA SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 22,758,000 | 23,533,000 | 24,408,000 | 24,837,000 |
| Total loans | 16,822,000 | 16,319,000 | 16,397,000 | 17,111,000 |
| Allowance for loan losses | 115,000 | 137,000 | 137,000 | 141,000 |
| Securities available for sale | 22,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,647,000 | 21,524,000 | 22,379,000 | 22,856,000 |
| Interest-bearing deposits | 20,606,000 | 21,468,000 | 22,301,000 | 22,833,000 |
| Noninterest-bearing deposits | 41,000 | 56,000 | 78,000 | 23,000 |
| Equity capital | 2,056,000 | 1,959,000 | 1,946,000 | 1,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 242,000 | 477,000 | 721,000 | 958,000 |
| Interest expense | 40,000 | 81,000 | 123,000 | 164,000 |
| Net interest income | 202,000 | 396,000 | 598,000 | 794,000 |
| Noninterest income | 5,000 | 5,000 | 17,000 | 38,000 |
| Noninterest expense | 235,000 | 504,000 | 731,000 | 966,000 |
| Provision for loan losses | 5,000 | 27,000 | 27,000 | 31,000 |
| Pretax income | -33,000 | -130,000 | -143,000 | -169,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -33,000 | -130,000 | -143,000 | -169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,950,000 | 1,853,000 | 1,840,000 | 1,820,000 |
| Total capital | 2,072,000 | — | 1,977,000 | 1,961,000 |
| Risk-weighted assets | 14,857,000 | — | 15,219,000 | 15,593,000 |