Call reports 2016
COLUMBIA SAVINGS AND LOAN ASSOCIATION — 2016
What COLUMBIA SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 23,808,000 | 23,415,000 | 24,424,000 | 24,239,000 |
| Total loans | 18,889,000 | 18,921,000 | 18,767,000 | 18,532,000 |
| Allowance for loan losses | 259,000 | 259,000 | 251,000 | 226,000 |
| Securities available for sale | 18,000 | 18,000 | 11,000 | 26,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,443,000 | 21,100,000 | 22,104,000 | 22,115,000 |
| Interest-bearing deposits | 21,421,000 | 21,075,000 | 22,081,000 | 22,098,000 |
| Noninterest-bearing deposits | 22,000 | 25,000 | 23,000 | 17,000 |
| Equity capital | 2,251,000 | 2,211,000 | 2,174,000 | 2,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 282,000 | 553,000 | 820,000 | 1,087,000 |
| Interest expense | 37,000 | 75,000 | 115,000 | 155,000 |
| Net interest income | 245,000 | 478,000 | 705,000 | 932,000 |
| Noninterest income | 12,000 | 24,000 | 31,000 | 42,000 |
| Noninterest expense | 236,000 | 522,000 | 786,000 | 1,091,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 21,000 | -20,000 | -50,000 | -167,000 |
| Income tax | 0 | 0 | 0 | -11,000 |
| Net income | 21,000 | -20,000 | -50,000 | -156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,153,000 | 2,200,000 | 2,083,000 | 1,972,000 |
| Total capital | 2,372,000 | 2,425,000 | 2,298,000 | 2,191,000 |
| Risk-weighted assets | 17,118,000 | 17,621,000 | 17,030,000 | 16,724,000 |