Call reports 2015
COLUMBIA SAVINGS AND LOAN ASSOCIATION — 2015
What COLUMBIA SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 24,028,000 | 23,955,000 | 23,903,000 | 23,667,000 |
| Total loans | 19,562,000 | 19,770,000 | 19,413,000 | 19,143,000 |
| Allowance for loan losses | 310,000 | 262,000 | 261,000 | 263,000 |
| Securities available for sale | 18,000 | 18,000 | 18,000 | 18,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,564,000 | 21,515,000 | 21,435,000 | 21,342,000 |
| Interest-bearing deposits | 21,536,000 | 21,487,000 | 21,403,000 | 21,321,000 |
| Noninterest-bearing deposits | 28,000 | 28,000 | 32,000 | 21,000 |
| Equity capital | 2,358,000 | 2,333,000 | 2,313,000 | 2,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 287,000 | 568,000 | 840,000 | 1,119,000 |
| Interest expense | 36,000 | 72,000 | 109,000 | 146,000 |
| Net interest income | 251,000 | 496,000 | 731,000 | 973,000 |
| Noninterest income | 8,000 | 17,000 | 27,000 | 40,000 |
| Noninterest expense | 253,000 | 532,000 | 797,000 | 1,134,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,000 | -19,000 | -39,000 | -121,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,000 | -19,000 | -39,000 | -121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,347,000 | 2,235,000 | 2,215,000 | 2,133,000 |
| Total capital | 2,565,000 | 2,460,000 | 2,435,000 | 2,353,000 |
| Risk-weighted assets | 16,996,000 | 17,576,000 | 17,171,000 | 17,166,000 |